See where your current savings and monthly contributions put you by retirement — no signup, no email required.
7% is a common planning assumption for a diversified stock portfolio over the long run — actual returns vary year to year and aren't guaranteed.
At age 65, in 35 years
$1,130,650
Projected retirement savings
A number is a start — a plan is what gets you there. The Wealth Playbook turns this estimate into a quarter-by-quarter savings plan built around your actual goals.
Build my retirement planThis estimate combines two things: what your current savings will grow to on their own, and what your ongoing monthly contributions will add over time, assuming the annual return you set compounds monthly. That's the same math behind most retirement projections — the difference between tools is usually just which assumptions they use.
The default 7% return is a common long-run planning assumption for a diversified stock portfolio, but no return is guaranteed, and real markets don't grow in a straight line. Try the slider at both a more conservative and a more optimistic return to see how sensitive your outcome is to that one assumption — it's usually more sensitive than people expect.
A projected balance tells you where contributions and growth are headed — it doesn't tell you whether that number is actually enough for the retirement you want, and it doesn't account for taxes, inflation, Social Security, or changes to your contribution rate over time. Treat it as a directional estimate for planning, not a guarantee or personalized financial advice.
If the number surprised you — in either direction — that's usually a sign it's worth turning into an actual plan instead of a one-time estimate. The 2027 Wealth Playbook walks through your full situation and breaks retirement savings into a quarter-by-quarter target, alongside your other goals — not just a number in isolation.